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Layaway Payment Program

Can't Buy It Today—Put It on Layaway

What is a Layaway? A Layaway is merchandise put on hold for a customer, which is secured by a small deposit until the price is paid in full. Pay no interest, everyone approved, and take up to 5 months to pay. Buy what you want at Greenbacks Pawnshop without going into debt.

Eligible Items: Everything in the store*

Eligibility for Layaway

Everyone is Approved: Must be at least 18 years old, or have a guarantor over the age of 18 to sign for the Layaway. Government-issued photo ID is required for all Layaways.

Is there a minimum purchase amount to be eligible for Layaway?

No minimum purchase amount is required for layaway

Can I have multiple Layaway accounts?

Yes

Are there Service or set-up Fees?

There are no service or setup fees for layaways

What down payment is required?

Only 20% of total purchase price (including HST)

What length of time is Layaway available for?

Up to 5 months

When are the payments due?

A minimum 20% payment is due every month until Layaway is paid in full.
• MULTIPLE WAYS TO PAY: Debit, Credit, Cash, or Greenbacks Pawnshop Gift Card
• GET YOUR LAYAWAY SOONER: Additional payments can be made at anytime—daily, weekly, bi-weekly, monthly

When can I pick up my layaway?

After your last payment, it’s yours to take home. The pickup must be made by the Layaway customer on the signed contract.

Can I cancel my layaway?

Yes. You can cancel your layaway at anytime.

Layaway Return Policy: All Layaway items are sold with Greenbacks’ 30-Day Warranty. Warranty will be applied after final payment, and only applies to defective items.

*Layaways do not apply to sale priced items with exception of jewellery. Layaways can be applied to regular or sale priced jewellery. (Exceptions may apply). All jewellery sizing or modification fees are required. Jewellery will not be modified or resized until final payment is made. (Customers are welcome to call 2 weeks before final payment to ensure modifications are complete for final payment date (pick-up)). Some items may exceed our storage capacity that may result in a layaway being turned down.

Pawn Loans

Get a Pawn Loan when you need it, as many times as you need it

Why would I use Greenbacks Pawnshop for a loan?

We will offer you a quick, convenient, and confidential way to borrow money. We do not do a credit check. Your merchandise alone determines the amount we will loan you. We loan you a percentage of the value we believe your merchandise would bring if sold.

How does a pawn loan work?

Borrow money against your quality used merchandise (a collateral loan) for up to 30 days. Come in at anytime throughout the term of your loan to claim you merchandise, or you can extend the loan for an additional 30 days by paying the extension (value based on how much you borrowed) and you can do that as many times as you need to.

What if I decide not to pay off the loan?

If you decide not to pay off the loan your merchandise becomes the property of Greenbacks Pawnshop, and your loan is marked “Paid in Full”. You may make another pawn loan with us at any time. You may also have more than one loan at the same time.

What do I need to get a pawn loan?

You must be 18 years of age or older and have a valid provincial photo ID . That’s it! Simply bring us an item of value and we’ll get you cash on the spot after your loan is approved (which usually takes about 10 minutes). Just visit one of our locations, and you will be on your way to a quick and convenient loan.

What sort of merchandise do you accept for a loan?

Below are just some of the items we accept but if you are unsure please give us a call, and our Loan associates will be happy to tell you if your item qualifies for a loan.

Gold jewelry (broken or good)
Desk Computers, Laptops, Tablets, cell phones
Coins – silver dollars, quarters, and dimes
Musical Instruments
Good quality electronics, T.V.s, stereos, DVD players, etc.
Video Game Systems: Xbox 360’s and PS4.
Good quality, good condition tools – power, hand or air.

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Warranty

Greenbacks Pawnshop has confidence in the products and merchandise sold in their stores, as everything is tested and inspected thoroughly. We separate ourselves from other stores that sell pre-owned items by offering a 30-Day warranty—at no extra cost. All items sold in our stores and on-line are backed by our 30-Day warranty. (For on-line purchases, the 30-Day warranty begins the day the purchased item has been delivered to you, not the shipping date.) To redeem your 30-Day warranty, bring in your bought item(s) and the accompanying receipt(s) within the 30 days of the purchase date for one of the following options: repair, store credit, or your money back. Items brought back will be re-tested and inspected to determine if the damage is product or buyer related. If damage is done by the buyer/customer, the 30-day warranty may be voided. Greenbacks Pawnshop guarantees you peace-of-mind when buying new or used.